Mortgage Loan

Loan Schemes

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mortgage-loans
Interest Rate:
  • * 13.50%
Terms & Conditions
  1. Maximum Tenure: 12 years (144 Months)
  2. Two Guarantors are mandatory.
  3. Registered mortgage of Property.
  4. The applicant will undertake to inform the Bank as and when there is a change in address or employment.
  5. Customer can avail Property & Personal Accident insurance cover as per guidelines and arrangements with the insurer/underwriter.
  6. Mortgage Loan for valid reasons.
Sr. No. Particulars of Document Salaried Other
1. Proof of identity Voter ID card or driving license or PAN card or photo credit card or employees ID card or defence or police or government department ID card Voter ID card or driving license or PAN card or photo credit card
2. Proof of income Latest salary slips showing all deductions or Form 16 along with recent salary certificate. IT returns for the last 2 years and computation of income for the last 2 years certified by a Chartered Accountant.
3. Proof of residence Bank account statement or latest utility bill / telephone bill / employers letter / house lease or registered agreement or ration card or property tax bill Bank account statement or latest utility bill / telephone bill / employers letter or house lease or registered agreement or ration card or property tax bill
4. Bank statement Last 6 months Last 6 months